The Prices of Medical and Health Insurance

Posted by Kapplak | February 18th, 2010 in Medical Insurance, Medical Insurance Prices | No Comments »

the prices of medical and health insuranceThe possibility of creating niche products makes it difficult to compare prices of health insurance among some health insurers and others. In general, each applied medical insurance policies similar price, but never the same. In any case, as we have indicated, it should assess the needs of each policy to see what suits us better.

The medical insurance
costs are calculated according to three basic criteria: age, sex of the insured and the province in which this resides.

Regarding medical insurance rates and age, the Cabinet approved last November that insurers may not charge, from 2009, an amount higher than women on grounds of cost and risks of pregnancy and childbirth, or may not differentiate in the benefits they provide to both. According to the calculations of the executive, a woman between 30 and 35 years could expect to pay each month by 46% more for their health insurance than a man of the same age.

Also the province in which the insured resides is often a factor when calculating the price of the policy. This is because health services, personnel and technology, not cost the same in all provinces.

At this point in the comparative “medical insurance prices” is where there may be more differences, especially because in crisis, policies arise almost tailored to each policyholder. This is a point that will expand in subsequent articles on medical insurance costs.


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